Welcome to HomeLayaway.com. We provide an innovative solution to buy a home today even if you have bad credit. Our unique home purchase solutions have been designed to work with almost all credit situations. Bad credit is no problem. We want to help you buy a home today by focusing on your future.
We work with home buyers in all 50 states. Upon receiving your pre-approval request our specialists will work with you to provide home loan and financing options that meet your needs. We have access to a variety of home purchase loans and financing options including alternative financing. If you are unable to qualify for our primary home loan programs we will work with you to improve your credit score.
Our financing programs can be used to buy a home, build a home or renovate a home in any area of the country. Low down payment options are available for most home buyers.
Take advantage of a customized home loan solution designed for all home buyers. Bad credit is still accepted for our home financing and purchase alternatives. We do have some main requirements to qualify for our home purchase program:
Four Easy Steps to Buy A Home at HomeLayaway.com
1. You must have steady monthly income that can be verified or documented for at least 12 months.
2. You must have an on time rental payment history for at least 6 months.
3. You must select a home that meets our affordability requirements based on your income and down payment.
4. You must have a down payment (usually a minimum of 1% of the total purchase price).
If you meet these minimum requirements you are most likely approved for our home financing solutions. We do not have a minimum credit score to qualify. Our home loans are issued based on your overall income, down payment, payment history and credit profile. Get started by completing the pre-approval form below: